Insurance & Financing

Insurance and Payment Information

Upper Fort Dental offers various payment options. Before we begin your treatment, we will discuss fees and financial arrangements with you. These payment arrangements can be coordinated with your dental insurance benefits.

When it comes to planning for optimum dental health, we do our best to adjust to your requirements. Therefore, Upper Fort Dental feels it is our responsibility to inform all patients of the costs required for our various treatment plans as well as provide assistance in arranging payment.

All major credit cards and debit cards are accepted.

Direct Billing to Dental Insurance

Upper Fort Dental will submit charges for services rendered to your insurance carrier as a convenience to you. However, we consider our patients the primary responsible party for their account. The service that we provide amounts to an agreement between the insurance carrier and the patient.

There is a wide variety of dental insurance coverage offered. Various programs cover from as little as 30% to as much as 80% – 100%. Every dental plan has a provision for limited dollar disbursement by the insurance company for covered services. The type of services covered and dollar amount assigned to it are determined by the type of plan purchased by your employer.

Should you have any questions regarding your account or changes to your insurance, please call our office and we will be happy to help you.


Upper Fort Dental has partnered with LendCare! LendCare lets you receive your dental care now and pay for it over time, with affordable payment instalments. We offer up to 18 months of 0% interest payments, as well as longer terms up to 60 months which involve a reasonable interest rate. Financing is provided by LendCare, upon credit approval and subject to the terms and conditions of the LendCare Agreement.